Buy Before You Sell. No Contingent Offer Needed.
Unlock the equity in your current home to make a strong, non-contingent offer on your next one — with closings in as little as 7 days. Serving homebuyers, homeowners, and investors throughout Orlando and the greater Florida market.
Built for Orlando Borrowers Like You
Real scenarios our bridge loans program is designed to solve for buyers, homeowners, and investors in Orlando, FL.
Move-Up Buyers
Make a non-contingent offer on your next home without waiting for your current home to sell first.
Competitive Markets
Stand out with a cash-equivalent offer in multiple-offer situations — no financing or sale contingency.
Real Estate Investors
Bridge-to-DSCR strategy lets investors move fast on acquisitions, then refinance into a long-term rental loan.
Sellers Not Ready to List
Access equity now, move into your new home, then list your old home on your own timeline.
No Monthly Payment Needed
Many homebuyer bridge programs require no monthly payments for up to 12 months.
LLC / Entity Borrowers
Investor bridge programs allow LLC vesting for portfolio acquisitions and fast closings.
Bridge Loans — Full Program Details
Guideline highlights for our bridge loans program available to Orlando, FL borrowers. Final terms are confirmed at pre-qualification based on your specific scenario.
Bridge Loan Parameters
- Loan amounts: $150,000 to $5M+
- LTV up to 75–80% · Terms: 6–24 months
- No monthly payments for up to 12 months on many homebuyer programs
- Close in 7–14 days — as fast as 48 hours on select investor programs
- Min FICO: 620 (investor programs) · 680 (homebuyer programs)
- Owner-occupied, second home, and investment property eligible
- LLC and entity vesting allowed on investor programs
- Non-contingent offer capability for homebuyers
- Bridge-to-DSCR exit strategy available for investors
Why Orlando Borrowers Choose MortgageHouz
- Access to 100+ wholesale lenders instead of one bank's rate sheet
- Licensed Florida mortgage broker · NMLS #2755375
- Pre-qualification within 48 hours, with no impact to your credit to get started
- A dedicated loan specialist manages your file from application to close
- Programs available for Florida primary residences, second homes, and investment properties
Bridge Financing in Orlando, FL
MortgageHouz works with buyers, homeowners, and investors throughout Orlando and the surrounding Florida market to structure the right bridge loans solution for their scenario. As a licensed mortgage broker, we shop your file across our full lender network rather than offering a single bank's rate and guidelines — which means more program options and a better shot at approval for Orlando borrowers who don't fit a conventional box.
Whether you're purchasing your next home, refinancing, or growing an investment portfolio in Orlando, our team will review your full scenario and come back with a real pre-qualification and program recommendation within 48 hours.
Bridge Questions, Answered
How fast can a bridge loan close?
Bridge loans can close in as little as 7–14 days, with some investor fast-close programs funding in as little as 48 hours. Timing depends on the program and how quickly documentation is provided.
Do I have to make monthly payments on a bridge loan?
Many homebuyer bridge programs allow no monthly payments for up to 12 months, with the balance due when your current home sells or the loan is refinanced. Terms vary by program — we'll walk you through your specific structure.
Can investors use a bridge loan?
Yes. Investors commonly use bridge loans to acquire property quickly with LLC vesting, then refinance into a long-term DSCR rental loan once the property is stabilized.
What credit score do I need for a bridge loan?
Most homebuyer bridge programs look for 680+ FICO, while investor-focused programs can go as low as 620. Every scenario is reviewed individually across our lender network.
Ready to Get Started in Orlando?
No credit pull to get started. Tell us about your scenario and a licensed MortgageHouz loan specialist will respond within 48 hours.
Get a Free Quote →MortgageHouz LLC · NMLS #2755375 · 321.201.0436